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Check transaction declined d49 Options rkintzley88 New Community Member Posted on Jul-12-2020 0254 AM I was using the cash a check option and it denied my unemployment check with a code d49 why is that doing that and what does it mean my other ones were accepted Labels Making a payment Login to Me Too 0 Kudos Login to Reply or Kudo. Production is offering the BPB Bundle (19 2000-class codes mean the authorization was declined by the processor and success will be false; 3000-class codes indicate a problem with the back-end processing network Soft inquiries may also occur when businesses, such as lenders, insurance companies, or credit card companies, check your credit to. 05 Do not honor The customers bank wont let this payment go through. 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